A medical check-up is mandatory, especially for the person of a certain age or in case you have chosen a higher amount of coverage that increases the risk of the insurer. In both cases, the insurance companies ask for a pre-medical test. The insurance policy typically covers the cost of an annual health check-up for the policyholder. Investing in a medical insurance plan that offers annual check-ups allows you to proactively manage your health, identify potential health concerns early on, and potentially mitigate the risk of future complications. A free health check-up is a periodical or routine set of medical tests that policyholder can take in any nearby hospitals depending on his/her health insurance plan. Free health check up in a policy helps to analyse his/her current health conditions. To get more information, read this TATA AIG blog. Updated On Apr 02, 2021 Pre-policy medical check-up or pre-policy medical test is a medical examination, which health insurance companies request before providing coverage to an individual. Only applicants over a specific age are required to undergo the pre-policy medical check-up. Typically, you would need to follow the steps given below: Visit the official website of your health insurance company. Go to the health insurance page and click on 'Claims'. Enter your policy details and the claim application number if provided. The status of your claim will be shown to you. mOV2.

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